贷款计算

来源：互联网发布：运动员悲情知乎编辑：程序博客网时间：2024/06/10 04:13
#贷款计算#百分比 利率m_rate_basic = 5.9m_rate_fund = 4.0#利率优惠m_multi = 1.1#m_rate_basic = 6.1#m_rate_fund = 4#m_multi = 1#以元为单位 贷款本金m_money_basic = 1000000m_money_fund = 300000#以年为单位 贷款年数m_year = 22#等额本息#等额本息计算公式：〔贷款本金×月利率×（1＋月利率）＾还款月数〕÷〔（1＋月利率）＾还款月数－1〕#m_1 = m_money_basic * (m_rate_basic * m_multi) * ((1+ m_rate_basic * m_multi) ^ int(m_year * 12))#m_1 = (m_money_basic * (m_rate_basic*m_multi/100) * pow((1+ (m_rate_basic*m_multi/100)),m_year*12))/pow((1+ (m_rate_basic*m_multi/100)),m_year*12-1)#m_1 = (m_money_basic * (m_rate_basic*m_multi/100) * pow((1+ (m_rate_basic*m_multi/100)),m_year*12))/(pow((1+ (m_rate_basic*m_multi/100)),m_year*12)-1)m_1 = (m_money_basic * (m_rate_basic*m_multi/100/12) * pow((1+ (m_rate_basic*m_multi/100/12)),m_year*12))/(pow((1+ (m_rate_basic*m_multi/100/12)),m_year*12)-1)m = pow(2,3)print mprint m_1print 2**4#等额本金#每月还款金额 = （贷款本金 ÷ 还款月数）+（本金 — 已归还本金累计额）×每月利率，其中＾符号表示乘方。for i in xrange(m_year*12):    #print i+1    m_2 = (m_money_basic/m_year/12) + (m_money_basic-i*m_money_basic/m_year/12)*m_rate_basic/12/100    print m_2
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