[中英文对照]小心信用卡！

Careful with That Credit Card! 小心信用卡！

 

【标题单词】

credit card (n.) 信用卡

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1.
Students who are finishing their studies and getting ready to look for the job of their dreams have one more thing to worry about: their credit histories. Many companies are checking the credit histories of job 1)applicants, believing that people with poor credit records are 2)risky choices as 3)employees. For example, such people may 4)encounter 5)financial difficulties that could 6)tempt them into stealing from their 7)employers, or spend their working hours worrying about how to pay off their 8)debts.

即将完成学业、正准备谋求理想工作的学生，现在又多了一项烦恼：他们的信用纪录。现在许多公司查核应徵者的信用纪录，因为他们认为雇用信用欠佳者为员工是冒险的选择。举例来说，这种人可能在碰上财务困难时，会禁不住诱惑而盗用雇主的钱，或是在上班时间一直担心要如何还清债务。

【本段单词】

1) applicant (n.) 申请者，应徵者
2) risky (a.) 冒险的
3) employee (n.) 员工
4) encounter (v.) 遭遇
5) financial (a.) 财务上的
6) tempt (v.) 引诱
7) employer (n.) 雇主
8) debt (n.) 债务

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2.
In the past, students rarely developed bad credit histories, because they seldom borrowed money that they couldn't 1)repay. But the situation has changed, because now many students use credit cards, which are really just a 2)convenient way of borrowing money. Whenever someone fails to pay a credit card bill on time or goes over a credit card's limit, it 3)lowers his credit 4)rating. One of the reasons for the increase in student credit card use is that credit card companies often 5)aggressively 6)promote their credit cards to students, who may sign up without thinking carefully.

过去，学生难得留下不良的信用纪录，因为他们很少去借他们无力偿还的钱。但是现在情形不同了，因为许多学生都使用信用卡，而事实上信用卡不过是一种便於借钱的方法罢了。一旦你无法准时支付信用卡帐单，或是超过信用卡的使用额度，你的信用评等就会降低。学生使用信用卡人数增加的原因之一是信用卡公司常常积极地向学生们促销他们的信用卡，而这些学生们可能没有想清楚就签字了。

【本段单词】

1) repay (v.) 偿还
2) convenient (a.) 方便的
3) lower (v.) 降低
4) rating (n.) 评等
5) aggressively (adv.) 积极地
6) promote (v.) 促销

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3.
Do you think it is all right for companies to check the credit histories of job applicants? Do you agree with companies that a job applicant's credit history should be an important 1)factor in deciding whether he or she gets 2)hired? Do you believe credit card companies should be limited in their ability to promote credit cards to students?

你认为公司是否应查核上门求职者的信用纪录？你同意公司的看法，认为应徵者的信用纪录应该当作决定是否录取的重要因素吗？你认为信用卡公司向学生促销信用卡的能力应该受到限制吗？

【本段单词】

1) factor (n.) 因素
2) hire (v.) 雇用

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【简易单词】

1)steal (v.) 偷窃
2)rarely (adv.) 很少地
3)situation (n.) 情况
4)bill (n.) 帐单
5)limit (n.) 限度
6)increase (n.) 增加